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  • The Power Of Insurance: Why Haiti’s Future Depends On Planning For The Worst | Alternative Insurance Compagnie | AIC
    Haiti faces is building a safety net for rural people whose certificate of deposit is their cow whose demand deposit is their goat and whose cash is a chicken The vast majority of households are uninsured and after each shock whether weather related or man made such as fires set to market places the losses make the Haitian people poorer The government itself is not prepared for a major event and after the 2010 earthquake Haiti not only lost 300 000 people including 30 of its civil servants we lost the patrimony of our nation the visual markings of our history democracy culture the Presidential Palace the Cathedral and the parliament buildings Other than the independent government owned entities like the Central Bank and the Banque Nationale de Crédit the Haitian government did not insure a single building vehicle or stick of furniture If as we say Si se Bondye ki voye La peye chay la pou wou If it is God who sends you he ll pay your expenses Haiti is long overdue for a paycheck Limited access to social security is the common denominator in all underdeveloped countries and Haiti is no different Less than 3 of the population has access to social security and less than 200 000 people out of a population of 10 million have access to health insurance There are at most 300 000 people insured by any product in all of Haiti The population turns to unconventional risk management to address this exposure loan sharks selling assets and depleting the few savings they have These methods always fall short of expected results The earthquake s economic impact illustrates how a fragile economy is pushed further into poverty by an external shock when it does not have the capacity to face risk Risk requires preparation and the poorer you are the more urgent that preparation is Haiti s population is not only poor it is also fatalistic Fatalism is a key contributing factor to our lack of preparation so we continue to feel the full impact of every shock Each time Haiti is hit by weather or social unrest the cost of the shock is threefold the loss of property and or the loss of life itself the negative impact on the economy and the cost of rebuilding after the loss The victim also experiences the additional cost of productive time lost Without insurance the family or nation may not be able to recover at all By contrast insuring the things most precious to us our lives and our assets we take the first step on the path to self determination AIC s history is one of developing risk management tools to provide Haitians with a greater capacity to face risk These tools are not just insurance products They include our commitment to educating our customers building an understanding that insurance can help proactively protect our future We built our business in an unregulated highly competitive market selling products that are as much about

    Original URL path: http://www.aic.ht/content/the-power-of-insurance-why-haitis-future-depends-on-planning-for-the-worst/ (2016-01-31)
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  • Haiti Le Pays le Plus Riche! | Alternative Insurance Compagnie | AIC
    our country is our people explains Olivier Barrau CEO of AIC The campaign Haiti the richest country aims at helping Haitians think more highly of themselves as well as contributing to increasing creativity warmth and a spirit of solidarity which will translate into an identification with our uniquely trustworthy and solid Haitian brand At AIC we sincerely believe that the Haitian population is the greatest source of wealth for the country and as an insurance company it is our mission to protect each person and all the aspects of their life Our new corporate slogan Assurons Notre Peuple portrays our vision to offer a safety net to all Haitians expanding our market base and fueling our growth as we stabilize the lives of our fellow Haitians creating a virtuous cycle of private sector and industry leadership and equally as importantly change the dialogue in the media about Haiti AIC remains one of the most stable and best capitalized multiline insurance companies in Haiti providing reliable insurance coverage to all individuals and enterprises in all regions of the country AIC maintains a profound engagement to its client base for whom it insures potential losses of approximately HTG 491 442 billion all

    Original URL path: http://www.aic.ht/content/haiti-le-pays-le-plus-riche/ (2016-01-31)
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  • July | 2013 | Alternative Insurance Compagnie | AIC
    Us 2014 Annual Report PDF 2014 Annual Report eBook Insurance Summit PDF Monthly Archives July 2013 Haiti Le Pays le Plus Riche Posted on July 1 2013 by aic La Alternative Insurance Company lance sa nouvelle campagne publicitaire Port au Prince Haïti June 26 2013 Alternative Insurance Company AIC launched its corporate campaign entitled Haiti the richest country Continue reading Posted in News Room Comments Off Our Products Individuals Professionals

    Original URL path: http://www.aic.ht/content/2013/07/ (2016-01-31)
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  • 01 | July | 2013 | Alternative Insurance Compagnie | AIC
    Us 2014 Annual Report PDF 2014 Annual Report eBook Insurance Summit PDF Daily Archives July 1 2013 Haiti Le Pays le Plus Riche Posted on July 1 2013 by aic La Alternative Insurance Company lance sa nouvelle campagne publicitaire Port au Prince Haïti June 26 2013 Alternative Insurance Company AIC launched its corporate campaign entitled Haiti the richest country Continue reading Posted in News Room Comments Off Our Products Individuals

    Original URL path: http://www.aic.ht/content/2013/07/01/ (2016-01-31)
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  • Ingrid Carlou | Alternative Insurance Compagnie | AIC
    PDF Ingrid Carlou Posted on May 14 2013 by aic CEO Reaseguradora Patria S A B Our partnership with AIC is an exceptional situation brought about by exceptional circumstances It is about helping our markets beyond merely doing business and it is supported by the great professionalism of AIC s team and the trust they have inspired in all of us though the hard times the country has lived after

    Original URL path: http://www.aic.ht/content/ingrid-carlou/ (2016-01-31)
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  • May | 2013 | Alternative Insurance Compagnie | AIC
    Posted on May 17 2013 by aic AIC and Université Quisqueya join efforts to develop education and research programs Port au Prince Haïti July 11 2012 Alternative Insurance Company AIC a multiline insurance company and Quisqueya Continue reading Posted in News Room Comments Off A TRANSPARENT VIEW OF THE ROLE OF INSURANCE IN THE LONG TERM DEVELOPMENT OF HAITI Posted on May 17 2013 by aic AIC celebrates 10th Anniversary by hosting Haiti s First Insurance Summit Port au Prince Haïti May 10 2012 Alternative Insurance Company AIC a multiline insurance company announced today on the Continue reading Posted in News Room Comments Off Clinton Bush Haiti Fund Donates Company Shares to IIC Posted on May 17 2013 by aic IIC receives 6 9 of the shares of Haitian Alternative Insurance Company Washington D C February 22 2013 The Inter American Investment Corporation IIC received a donation from the Clinton Bush Continue reading Posted in News Room Comments Off THE INTER AMERICAN DEVELOPMENT BANK PARTNERS WITH A HAITIAN PRIVATE SECTOR COMPANY FOR THE FIRST TIME Posted on May 17 2013 by aic AIC will invest funds to expand insurance services and products Port au Prince Haïti March 2012 Alternative Insurance Company AIC a multiline insurance company announced today the Inter American Development Continue reading Posted in News Room Comments Off THE CLINTON BUSH HAITI FUND Posted on May 17 2013 by aic September 12 2012 Meg Galloway Pearce 202 572 4045 or meg pearce ClintonBushHaitiFund org THE CLINTON BUSH HAITI FUND JOINS THE INTER AMERICAN DEVELOPMENT BANK AND MEDA SARONA ASSET MANAGEMENT IN INVESTING IN HAITI S INSURANCE SECTOR Continue reading Posted in News Room Comments Off FIRST INSURANCE COMPANY IN PUBLISHING AN AUDITED ANNUAL REPORT Posted on May 17 2013 by aic Among the most stable and best capitalized

    Original URL path: http://www.aic.ht/content/2013/05/ (2016-01-31)
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  • 14 | May | 2013 | Alternative Insurance Compagnie | AIC
    beyond merely doing business Continue reading Posted in Testimonials Comments Off Serge LeVert Chiasson Posted on May 14 2013 by aic COO Sarona Asset Management s Our decision to support the investment made by MEDA in AIC was driven by the quality of its senior management team its leadership position within Continue reading Posted in Testimonials Comments Off Julie Redfern Posted on May 14 2013 by aic Vice President of Financial Services MEDA We are pleased to partner with AIC for the betterment of the poor in Haiti Philosophically we are well aligned with shared values solid Continue reading Posted in Testimonials Comments Off Gary Edson Posted on May 14 2013 by aic CEO Clinton Bush Haiti Fund A robust insurance sector is an important precondition to sustainable reconstruction and mitigation of future risk in Haiti a disaster prone country Insurance access improves Continue reading Posted in Testimonials Comments Off Daphnée Louissaint Posted on May 14 2013 by aic General Director Sogesol Sogesol as a microfinance and microcredit institution is dedicated to offering a variety of financial services which enable its clientele to improve its financial profile and Continue reading Posted in Testimonials Comments Off Haiti For Sure Haiti s

    Original URL path: http://www.aic.ht/content/2013/05/14/ (2016-01-31)
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  • Serge LeVert-Chiasson | Alternative Insurance Compagnie | AIC
    Annual Report eBook Insurance Summit PDF Serge LeVert Chiasson Posted on May 14 2013 by aic COO Sarona Asset Management s Our decision to support the investment made by MEDA in AIC was driven by the quality of its senior management team its leadership position within the insurance industry in the country and its focus on developing micro insurance products for the working poor in Haiti This entry was posted

    Original URL path: http://www.aic.ht/content/serge-levert-chiasson/ (2016-01-31)
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